Curve | Supercharge your money v1.13.4

Curve is a convenient financial tool that consolidates all your debit cards and credit cards into a single card. It offers a range of features to enhance your financial management:

• Pay from any account with just one card
• Switch payments between cards up to 30 days after the transaction with Go Back in Time®
• Earn cashback on top of rewards from your other cards
• Eliminate foreign exchange fees from any card, including credit cards
• Split any payment from the past year into instalments with Curve Flex
• View all your spending across multiple cards at once
• Receive live notifications for better control over your finances
• Effortlessly manage business expenses with receipt tracking and spending categories
• Use Curve with Apple Pay or Google Pay for convenience

Add any Mastercard, Visa, or Discover card to Curve, enabling you to use the physical Curve card or make cardless payments using your phone or smartwatch. Although American Express is not currently supported, Curve offers the unique Go Back in Time® feature, allowing you to easily switch payments between cards. Additionally, Curve Flex provides the flexibility to split payments into instalments over the past year, subject to eligibility and credit status, with an annual percentage rate (APR) of 14.8%.

By using Curve, you can maximize your rewards by earning cashback on top of any rewards you already receive from other cards. The accumulated cashback is stored on your Curve Cash card within your Curve Wallet.

If you frequently travel abroad, Curve offers travel benefits that can save you money. By adding your cards to Curve, you can avoid foreign transaction fees incurred by banks and credit cards, as well as withdraw up to £200/month from foreign ATMs without any additional fees.

Sharpen your financial insights with Curve by easily accessing your spending history across all your cards. This comprehensive view allows you to monitor your account balances, track categorised breakdowns of your spending, and receive live notifications to detect and prevent fraud effectively.

Curve also prioritizes security, providing an extra layer of protection for your money. You can instantly lock or unlock your Curve card within the app, and if it gets lost or stolen, you only need to replace one card. Curve Customer protection extends to all cards added to Curve, offering similar fraud protection as Section 75 for credit cards.

Sign up for Curve if you are 18 years or older. For more information about terms and privacy policies, visit www.curve.app. Please note that FX fees are subject to caps and weekend charges, and cashback is available with selected retailers.